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Whether you are beginning your search for auto insurance Tree Top Insurance Agency is here for you!  By allowing our insurance professionals to hunt for the best auto insurance rate, our team maybe able to save you hundreds on your auto insurance; particularly if you are considering bundling your insurance with a home or specialty insurance policy.

Our agents will work hard to ensure that you and your family get the best rates for your car insurance. Not only will your agent search for the lowest rate to match your insurance needs, you will also get the top notch customer service.

Fast Car Insurance Quotes 

We understand there are an overwhelming number of choices for car insurance out there, don’t stress!  Our agents are here to help guide you through rate comparisons, discounts, flexible payment options and they may have some money-saving tips as well. Get your quote(s) today!

Frequently Asked Questions about Auto Insurance

Who has the cheapest auto insurance? 

No one company always offers the cheapest auto insurance. You should shop your auto insurance with an independent agent so they can quote you multiple companies at once so then you can compare coverage and pricing that suits your needs and budget.

What insurance is required for a car?

Typically, liability insurance is the only required insurance coverage. Beyond that, if you have a loan on your vehicle your lender will require you to carry full coverage on the vehicle until it is paid off.

Who has the best auto insurance?

The best auto insurance is the company that has the best coverage and pricing for your situation. No one company offers “the best car insurance.” It is purely dependent on your needs, budget, and coverage requirements.


Most people simply can't afford to rebuild their home and replace everything in it if there's a disaster. A home insurance policy can protect your property, some of your personal possessions and you.

Your home is your castle.  Upon purchasing your policy, make sure you give your Tree Top Insurance agent a clear description of your home’s structure (size, bathrooms, bedrooms and any custom items). This policy should also list excluded events that may not be included in the policy.

Residence Type

No two homes are the same! There are many different types of homes, so we will discuss with you what the option is that fits your needs!

  • A Home insurance policy usually covers a home’s entire structure along with sheds and detached garages.

  • A Condo insurance policy usually covers interior structures like drywall and lighting fixtures. Depending on your state & your association by-laws, external walls may not be covered.

  • For Manufactured Homes, the entire structure is typically covered, but sheds and garages often require a separate policy.

  • A Renters insurance policy has no physical structure coverage at all, but will cover your personal contents.

As with any insurance policy, certain items that may not be covered such as jewelry, furs and artwork. Ask your Tree Top Insurance agent about a special endorsement to a homeowner’s policy.

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